TAMKO Heritage shingles represent a premium architectural product line featuring enhanced durability and aesthetic appeal. Contractors must recognize that Heritage shingles utilize a three-tab architectural design with Class A fire rating and are available in multiple color blends. The shingles feature a limited lifetime warranty from TAMKO, which directly impacts claim valuations. When estimating TAMKO Heritage replacements, verify the specific product line—standard Heritage versus Heritage Effect or Heritage Vintage—as material costs and installation specifications vary. Document the shingle thickness, which typically measures 3/8 inch, and note any manufacturer-specific installation requirements that may affect labor pricing.
For TAMKO Heritage roofing claims in Xactimate, utilize code 06-270-1 for "Asphalt Shingles—Remove and Replace" as your primary line item. Within this code, specify the product as "TAMKO Heritage—Premium Architectural" to ensure proper pricing. Apply code 06-271 for tearoff and disposal, which remains consistent across premium shingle grades. For supplemental work, use 06-272 for underlayment replacement if moisture damage is documented. When pricing materials, don't default to standard three-tab pricing; TAMKO Heritage commands a material markup typically ranging from 18-25% above commodity shingles. Include code 06-290 for flashing and trim work, which often requires upgrades when installing premium shingles. Ensure labor rates reflect the increased complexity of architectural shingles—these require more precise alignment than standard products, justifying premium labor coefficients within Xactimate's built-in adjustments.
Adjusters frequently attempt to settle TAMKO Heritage claims at standard asphalt shingle rates, claiming "shingles are shingles." Counter this with TAMKO's published material cost data and industry benchmarks from RSMeans or NRCA standards. Request that the adjuster verify their valuation methodology—most insurers maintain specific pricing for architectural shingles. If the adjuster references code compliance suggesting standard shingles suffice, document that replacement with like-kind materials is contractually required, not optional. Provide TAMKO's technical specifications demonstrating Heritage's superior granulation retention and wind resistance ratings. When adjusters push for "functional equivalent" substitutions, emphasize warranty implications—replacing TAMKO with competing brands voids any manufacturer coverage overlap and creates future liability exposure for the homeowner.
Photograph shingle damage with close-up detail showing granule loss patterns, which appear more pronounced on architectural shingles than three-tab alternatives. Document color variations if replacement occurs, as TAMKO Heritage color runs may have discontinued specific blends. Obtain the original roof's installation date and product documentation from homeowners when available. For hail damage claims, photograph the impact dimpling pattern; Heritage shingles' thicker construction may show different impact signatures than standard products. Create a detailed scope noting if the existing roof is original TAMKO Heritage or represents a prior replacement, as this affects matching considerations and supplement justification.
Maintain a dedicated spreadsheet tracking TAMKO Heritage claims with columns for claim number, adjuster name, initial estimate, first supplement amount, material code variances, and final settlement. Flag any claims requiring multiple supplements for pattern analysis. Store all adjuster correspondence regarding product specifications and pricing disagreements digitally for reference on similar future claims. Create template language specifically addressing TAMKO Heritage objections, referencing previous successful settlements. Implement a 48-hour adjuster response deadline in your supplement requests, including specific Xactimate pricing justifications. Track which adjusters consistently underprice Heritage materials versus those who accept pricing readily, using this intelligence to inform future communication strategies and supplement presentation approaches for individual claims.
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